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Payment Options — Interest-Free Plans & Health Fund Claiming

We believe that cost should not be a barrier to getting dentures that work properly. D3 Clinic offers several payment options to make denture treatment accessible.

HUMM logo representing flexible, interest-free payment plans for dental treatments at D3 Clinic, emphasizing affordability and financial ease.
Patient consulting with dentist in modern dental clinic, discussing HUMM interest-free payment plans for dental care, including dentures.

Interest-Free Payment Plans

We offer flexible, interest-free financing through HUMM that allows you to spread the cost of your denture treatment over manageable instalments — with no interest charges.

How it works:

1. Apply for HUMM through their website or app. The process takes a few minutes.

2. Once approved, let us know at your appointment that you would like to use HUMM.

3. Instead of paying upfront, you make regular interest-free payments over your chosen term.

The application is straightforward and approval is typically immediate. Ask us if you have any questions about using HUMM for your treatment.

HICAPS On-the-Spot Health Fund Claiming

We have a HICAPS terminal at the clinic so you can process your private health fund rebate at the time of your appointment. This means you only pay the gap — not the full amount upfront.

Bring your health insurance card to your appointment and we handle the rest.

Superannuation Access

Superannuation access may be available for eligible patients — ask us for details.

OHFFSS & DVA

We accept patients referred through the NSW Oral Health Fee for Service Scheme (OHFFSS). If you have been issued a voucher through your local public dental clinic, bring it to D3 Clinic to have the specified work carried out.

DVA Gold Card holders can access denture services under the DVA dental program.

For more detail on denture pricing, visit our Dentures Cost page.

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Transparent Pricing

Every quote we provide is all-inclusive — covering all appointments, trial fittings, adjustments, and aftercare. There are no hidden fees or surprise charges. You know the full cost before treatment begins.

All dentures are backed by The D3 Guarantee — a 2-year guarantee covering defects in materials and fabrication.

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